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Showing posts with label tax. Show all posts
Showing posts with label tax. Show all posts

Monday, April 18, 2011

Multi-Taxing

“Why all the questions? I haven’t had to come up with this many answers since I broke curfew.”

“No problem. Unless you’re as creative with the government as you were with me.”

Son One is filling out tax forms with the same hearty appreciation he musters for cleaning the litter box. He was finding the two jobs alarmingly similar. I’m in the kitchen weaving bits and pieces of leftovers into something that resembles supper.

He frowned at the paper. “Tips? I don’t get tips. I found a penny on the floor once and the boss claimed it was overtime pay and made me mop the floor.”

“That reminds me. It’s your turn to do the laundry. I get half the change you find, but you can have 100% of the dog treats. No questions asked.”

“This line says Subsistence Allowance. Is that the money I lose in the school vending machines trying to get a Twinkie to hold me til lunch?”

“No. The government isn’t interested in the state of your state of being until you graduate.”

“Just as well. Whatever you’re making in there would probably count against us. Are you mixing things? You know I don’t like my food to touch.”

“Sometimes you have to have to be creative, remember?”

“What about Contributions to the College Investment Program?”

“Put zero.”

“But I paid enough in college tuition to make everyone in the county smarter than a fifth grader.”

“Doesn’t count.”

“Railroad retirement?”

“Six seasons in front of Thomas the Tank Engine? No.”

“HazMat? I can sign up for HazMat?”

“You don’t get to make hazardous materials," I said, layering asparagus with eggs and cheese.”

“Why not? I’m a natural. I’m exposed to hazardous materials every day.”

“In what form?”

He sniffed the air and made the yukky face.

“Casseroles.”

Tuesday, December 15, 2009

Jingle Bill$

Now that Thanksgiving is tucked conveniently away in freezerbound Tupperware and I’ve sewn the button back on my accidently expanding waistband, I can look forward to my favorite December pastime; counting down the days until Christmas. There is a complicated formula involving a calendar and a red marker that I could use, but I prefer the new math method. I count the number of sales flyers in the newspaper and divide by how many gifts I have left to buy.

Many of the area retailers have been infused with a generous helping of the Christmas spirit since the eve of the autumnal equinox, but I’m very firm about leaving the Christmas goodies on the shelves until the last of October’s candy corn is gone and the turkey leftovers have disappeared into the Dachshund. There’s something about toting red and green wrapped gifts home in a Frankenstein Trick or Treat bag that takes away the festive air of the whole project.

So I’ve been out this week, taking in the sights and sounds of Christmas. I noticed that “Debit or Credit” is the greeting of choice around town. Waffle House must be the only place left that still takes cash. They have to have something to give the folks behind the mask during the twelve days of armed robberies.

I got all my Christmas shopping done at a store that advertised cut-rate sale prices on all the merchandise. A perky sales clerk in a Santa hat rang up my purchase. When she hit the Total button, the machine started flashing like a jackpot winner on a slot machine. I guess a long list of cheap stuff still turns into a big bill. Especially when they add the state’s share at the end.

As I looked around the store, my eyes reflecting the soft glow of the cash register’s LEDs, I saw the walls were festooned with greetings for every holiday from Christmas to Kwanzaa. Now that we’re all celebrating different things this time of year, there’s only one greeting that still applies to everybody.

Peace on Earth.

Plus Tax.

Wednesday, April 15, 2009

Taxing Times

“Why is our refund so. . .numerically deficient?” I paused without signing the tax returns and wrinkled my nose in an “Okay who made the stinky?” face so Bill Dear would appreciate the gravity of the situation and conjure a larger refund out of random bits of dust and dog hair.

“That’s all we get.” He said with a shrug and a blank look. He is not as proficient as I am in the art of conversation by facial expression. Now that I think of it, his blank look is the only conversational facial expression he has, excepting his “Everyone is going to die” face, which I can cause him to produce with astounding regularity.

“But last year we got twice as much.” Here I added my “This deficit is obviously the fault of some politician who owes me money. Otherwise it’s your fault in which case you’d better cough up some dough” face.

“We could only claim one son.”

“But I’ve got the stretch marks to prove two children and a small elephant.” I have a face for this, but it couldn’t possibly help the situation at this point.

“It doesn’t matter. We can only claim one son as a dependent.”

“I cook potatoes five nights a week. Anything that moves slowly through my kitchen gets grill marks. There is enough ice cream in our refrigerator to open our own Baskin Robbins outlet store. And there is a pallet of Fruity Pebbles sprouting groves of fruit trees with artificial flavors on the back porch. Don’t tell me they’re not dependent.”

“Son One has a job. He filed his own tax return.”

“Oh sure, I wait 20 years for him to do something by himself and he picks tax time. Why wasn’t he this prompt when he was potty training?”

“Because he didn’t get something nice direct deposited in his bank account for that.”

“He gave me a direct deposit, but I can’t say it was that nice.”

“Just be glad you didn’t get dividends.”

“No, but I got a surprise in his bathwater once.”

“That’s okay. If we kept good records over the year we can itemize and maybe we'll come out better.”

“Great.”

“Okay, where’s the box?”

“The box?”

“The box with all our receipts so we can see what we spent.”

“Oh, we didn’t have a box that was big enough.” I handed him a huge, black garbage bag, it’s contents bulging like it belonged to a pre-Christmas Eve Santa.

He peered inside. “There’s nothing in here but empty Girl Scout cookie boxes.”

“Right. You wanted to know where our money went.”

“It all went for Girl Scout cookies?”

“Yep, but I was smart.” I dug way down past flattened cardboard cartons, crinkly wrappers and cookie crumbs and pulled out one last perfect box full of Thin Mints.

“What’s that?”

“I’m way ahead of the government." I took a bite of cookie heaven. "This is our stimulus package.”

Bill Dear gave me a look. And it wasn’t his blank expression.

I think I'm gonna need a bigger box.

Thursday, October 23, 2008

Two Cents

As a cost conscious individual whose retirement funds are tied up in the spiraling gasoline market (I still owe three monthly installments on the tank of gas I bought before the bust), I am always attuned to ways of saving money. I’ve found as I’ve traveled through the express lane of life that there are certain factors that clue you in to the road most likely paved with full-priced, economically unstable gold-plated bricks. Keep your eye out for these and grab the next exit toward the coupon-cobbled road of the thrifty and impoverished. This road is often paved with copies of McDonald’s dollar menu.

Always pay attention to product descriptions:

Medication is a specialized treatment that costs not less than twenty-five dollars per designer colored tablet and causes side effects which include, but are not limited to, drooling, drowsiness, hives, death, and poor fashion choices.

Medicine is a couple of aspirin. Without the easy-swallow buffered coating. Side effects: dropping twenty bucks on fashion magazines and makeup at the drugstore at time of purchase.

The department store that advertises a fashion pant is offering up a pair of slacks painstakingly pieced from delicate fabric made of handwoven alpaca wool. The material is priced per square inch on the same rate of exchange used to determine the value of real estate in Beverly Hills. Likewise the word “trousers” used in describing women’s clothes indicates payment in large bills or barrels of crude oil.

On the other hand, a pair of pants, while seemingly twice as much commodity for the money, is often found on the clearance rack at WalMart for ten dollars. Elastic waistband is complimentary. To say the least.

Another important factor to remember is advertising. If a restaurant advertises a lunchtime taco special at the drive-through, you can feed your entire office with a coupon and a twenty dollar bill, with extra salsa to spill on your upholstery. However, if a restaurant is located in a grove of trees on the outskirts of the shopping district, boasts no windows, is barely visible due to subtle lighting, and has an advertising campaign passed by word of mouth over cocktails at the country club, you could book a cruise for a week of summertime fun in Los Cabos, before you afford one of their shrimp.

Likewise, keep in mind that any beauty product advertised by a film star is likely made from the antennae of Guatemalan butterflies and is priced by the gram.

But any product advertised by Paris Hilton is cheap, which in this case is not the same as inexpensive. Choose wisely or risk being followed home by paparazzi with disposable cameras demanding a cleavage shot or an outraged Chihuahua in a tutu trying to serve papers for emotional distress.

Remember that the educated shopper can always find the good buy. And now that the price of gas is coming down, you can save for that hamburger you always wanted. Or afford to give the snotty waiter offering you the dinner special--a glass of water and an olive--at the fancy restaurant a piece of your mind--your own two cents worth. Plus tax.